Coverage for the things standard policies miss.
From umbrella to flood to the things you love — we'll find the right fit.
- Licensed agents — real humans, not bots
- Your info is respected. No spam, ever.
- Fast response — often within minutes
- 50,000+
- Families helped
- 40+
- Carriers compared
- < 5 min
- Avg. response time
Comparing top-rated carriers
Some of the most important coverage falls outside a standard home or auto policy. Umbrella insurance adds liability protection above your other policies. Flood and landlord coverage protect property in ways standard policies don't. And the things you love — motorcycles, boats, RVs, even pets and trips — often need their own protection.
Tell us what you need to cover and a licensed agent will help you find the right specialty policy at a competitive price.
What specialty coverage insurance covers
Umbrella
Extra liability protection that kicks in above your home and auto limits.
Flood
Coverage for flood damage that standard homeowners policies exclude.
Landlord / dwelling
Protection for rental properties and the income they produce.
Toys & more
Motorcycles, boats, RVs, pet, travel, event and surety coverage.
Specialty Coverage insurance — frequently asked questions
Umbrella insurance adds liability coverage above the limits of your auto and home policies. If you have assets to protect or higher liability exposure, it's an affordable way to add a large layer of protection.
Standard homeowners policies exclude flood damage. Flood insurance is a separate policy — important if you're in or near a flood zone, and sometimes required by lenders.
Yes — landlord or dwelling policies are designed for rental properties and can also cover lost rental income after a covered loss. Tell your agent about the property and how it's used.
Yes. Specialty policies cover motorcycles, boats, RVs and more. Let us know what you're looking to insure and we'll match you with the right coverage.
Specialty Coverage guides
Plain-English explainers written and reviewed by licensed agents.