Cover the gaps your main plan leaves behind.
Affordable add-ons for the costs health insurance doesn't fully cover.
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Even good health insurance leaves gaps — high deductibles, dental and vision care, and the out-of-pocket costs that pile up after an accident or a serious diagnosis. Supplemental insurance is designed to fill those gaps affordably, often paying cash benefits directly to you.
Tell us what you're interested in — dental, vision, accident, critical illness, hospital indemnity or short-term disability — and a licensed agent will help you compare plans that complement the coverage you already have.
What supplemental insurance covers
Dental & vision
Routine cleanings, exams, glasses and bigger procedures most medical plans skip.
Accident
Cash benefits to help with the costs that follow an injury — ER visits, X-rays and more.
Critical illness
A lump-sum benefit if you're diagnosed with a covered serious illness.
Hospital indemnity
Fixed cash benefits for hospital stays to offset deductibles and lost income.
Supplemental insurance — frequently asked questions
It's coverage that works alongside your primary health plan to help with costs it doesn't fully cover — like dental, vision, or the out-of-pocket expenses from an accident or illness. Many plans pay you cash benefits directly.
It depends on your plan and your risk. If you have a high deductible, no dental/vision coverage, or want extra protection against a big medical event, supplemental coverage can be a low-cost safety net.
Many supplemental plans cost a modest amount per month — often the price of a streaming subscription or two. An agent can show you options across budgets.
Yes. Many people combine, for example, dental + vision + accident coverage. We'll help you pick the mix that makes sense for your household.
Supplemental guides
Plain-English explainers written and reviewed by licensed agents.